Bank FD: SBI Vs PNB Vs HDFC Bank; Check Detailed Comparison of Latest Fixed Deposit Interest Rates – News18

SBI Vs PNB Vs HDFC Bank FD Interest Rates: Even as the interest rates in the economy are currently prevailing at higher levels, fixed deposits that earlier used to offer returns below the inflation rate now look attractive. Bank FDs are also offering interest rates as high as 7.75 per cent.

A fixed deposit is a fixed-income instrument that gives returns based on the interest rates it offers.

HDFC Bank is offering up to 7.75 per cent interest rates on FD, depending upon deposit tenure and depositor’s age. SBI is offering FD rates up to 7.50 per cent annually and PNB is giving up to 7.75 per cent a year.

State Bank of India’s FD Interest Rate (On Deposits Below Rs 2 Crore):

• 7 days to 45 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
• 46 days to 179 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 180 days to 210 days: For General Public – 5.25 per cent; For Senior Citizens – 5.75 per cent
• 211 days to less than 1 year: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
• 1 year to less than 2 years: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• 2 years to less than 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 3 years to less than 5 year: For General Public – 6.50 per cent; For Senior Citizens – 7.00 per cent
• 5 years to up to 10 years: For General Public – 6.50 per cent; For Senior Citizens – 7.50 per cent.

Latest interest rates on fixed deposits less than Rs 2 crore at HDFC Bank (per annum):

• 7 days to 14 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
• 15 days to 29 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
• 30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 46 days to 60 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 61 days to 89 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 90 days to less than equal to 6 months: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 6 months 1 day to less than 9 months: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
• 9 months 1 day to less than 1 year: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent
• 1 Year to less than 15 months: For General Public – 6.60 per cent; For Senior Citizens – 7.10 per cent
• 15 months to less than 18 months: For General Public – 7.10 per cent; For Senior Citizens – 7.50 per cent
• 18 months 1 day to less than 21 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 21 months to 2 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 2 years 1 day to less than 2 years 11 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 2 years 11 months to 35 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 2 years 11 month 1 day to 4 years 7 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 4 years 7 months 1 day less than or equal to 5 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 5 years 1 day to 10 years: For General Public – 7.00 per cent; For Senior Citizens – 7.75 per cent.

Latest interest rates on fixed deposits below Rs 2 crore at the Punjab National Bank (per annum):

• 7 days to 14 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 15 days to 29 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 46 days to 90 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 91 days to 179 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 180 days to 270 days: For General Public – 5.50 per cent; For Senior Citizens – 6.00 per cent
• 271 days to less than 1 year: For General Public – 5.80 per cent; For Senior Citizens – 6.30 per cent
• 1 year: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• Above 1 year to 443 days: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• 444 days: For General Public – 7.25 per cent; For Senior Citizens – 7.75 per cent
• 445 days to 2 Years: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• Above 2 years up to 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• Above 3 years up to 5 years: For General Public – 6.50 per cent; For Senior Citizens – 7.00 per cent
• Above 5 years to 10 years: For General Public – 6.50 per cent; For Senior Citizens – 7.30 per cent.